A good roof is supposed to last a long time, at least as much as the length of time the manufacturer advertises. But nature doesn’t always agree with the best-laid plans. There are times when roofs are subjected to extreme weather events that cause damage.

It’s for exactly such things that insurance was invented – to help people deal with the financial impact of the unexpected or the items beyond our control. To help you file a claim with your roofing insurance company, here are some tips.

1. Report early – File your claim as soon as possible. Most insurance providers specify a time limit between the incident that caused the damage and the moment you file a claim. Check your policy for this limit. It’s also best to act quickly so any damage to your roof doesn’t get worse.

2. Keep your policy handy – You don’t want to start looking for your policy in the middle of all the chaos in the aftermath of a storm. It’s important to have it handy so you can review it. As a matter of fact, you might want to keep the policy together with your other important documents (passport, IDs, checkbook, etc.) in a waterproof envelope in a backpack that you can always grab in case of an emergency. 

3. Take pictures – Keep your camera or phone with you, and take pictures of the damage as soon as possible. You’ll need the pictures as proof of the damage when you file your claim. If possible, activate a visible time and date stamp on your photos. 

4. Get a quote – Ask for a quote from your trusted storm damage restoration company. It’s important to get a good idea of how much the repairs and replacements will cost. Some companies offer help with filing an insurance claim. This can speed up your claim and repairs.

5. Avoid scams – Scammers run rampant when there are people in need of help, such as after a storm. Don’t fall for offers that sound too good to be true. Those types of repairs will not last long, and you may never hear from the company again. Ask your local professionals for help instead.

Storm damage repair is not a DIY task. Trust the professionals to do it. Call Dynasty Restoration Inc. at (402) 932-6419.