When your roof is damaged after a storm, it’s natural that the next step should be handling the repairs or replacement. However, not everyone immediately has the funds to get the project underway. This is where insurance claims come in, and, if done right, you can either get the funds to repair your roof or recoup what you lost. Unfortunately, some homeowners tend to make grievous mistakes during the claims process.

  1. Insufficient Proof – As a homeowner looking to make an insurance claim, it’s important that you have proof that the roof was in near perfect condition before the storm hit. You can accomplish this by taking photos of your roof before and after the storm for documentation purposes. Otherwise, your insurance provider may decide not to honor your claim for the repairs.
  1. Repairing Your Home Without Consulting an Insurance Company – Before you even start repairing your roof, make sure to consult your insurance company to determine what is and isn’t covered by your policy. If you don’t consult with your insurance company first, you may wind up spending a significant amount only to find that you can’t be reimbursed as the damage isn’t covered by the policy.
  1. Not Understanding Your Insurance Claim – As much as possible, understand your insurance claims as insurance companies tend to use numerous methods to minimize your claims as much as possible. Avoid completely putting your trust in the insurance providers as well. Instead, ask a roofer that offers insurance claims assistance for advice in order to maximize your claim.
  1. Consulting the Insurance Company First Before a Roofer – While it’s true you shouldn’t repair your roof without talking to your insurance providers first, you also shouldn’t consult your insurance company before speaking with an expert roofer. By consulting the roofer first, the extent of the damage to your roof can be determined and sufficiently documented, which allows the claims process to be smoother.

Planning to have your home restored after a storm? Turn to Dynasty Restoration Inc., your number one experts in roofing and mitigation services. Give us a call at (402) 205-2877, or fill out our contact form to request a free estimate. We serve homeowners in Omaha, Kansas City, and other nearby areas.